Nitro ToolzPersonal Finance calculators
Budgets, debt, savings and the long view.
Budget Planner (50/30/20)
Compare your spending with the 50/30/20 rule and see what is left.
Debt Avalanche vs Snowball Planner
Compare avalanche and snowball payoff for up to four debts.
Compound Interest & Savings Goal Calculator
Project growth with contributions, or solve the monthly amount for a goal.
Emergency Fund Calculator
Your target, your gap and how long it takes to close.
Net Worth Tracker
Assets minus liabilities, ready to save as a snapshot.
ProAbout these tools
Good money decisions usually come down to a few numbers: what comes in, what is committed, how fast debt is shrinking and how fast savings are growing. These tools turn those questions into answers you can act on this week.
The budget planner compares your actual spending with the 50/30/20 guideline. The debt planner runs avalanche and snowball strategies side by side so you can see what the interest difference really costs. Compound interest and emergency fund calculators show how contributions and time do most of the work, and the net worth tool gives you a clean snapshot to track.
Nothing is sent to a server while you calculate. Share a link to carry your inputs to a partner or advisor, and sign in with Pro if you want to save snapshots over time.